SPECTRUM CREDIT LTD — WE ARE HIRING! 📢💼
There When You Need Us | Position: Portfolio Manager (Asset Secured – Matero Branch)

Spectrum Credit Ltd is seeking an ambitious, target-driven, and experienced Portfolio Manager (Asset Secured) to join our branch team in Matero, Lusaka.

Key Responsibilities:

• Sales Targets & Customer Acquisition: Proactively identify, prospect, and acquire new borrowers for asset-secured credit products, driving branch volume growth.
• Customer Retention & Relationships: Build and maintain strong, lasting business relationships with clients to foster repeat business and high customer satisfaction.
• Portfolio Growth & Quality: Manage and expand the branch’s loan portfolio while safeguarding asset quality, low non-performing loans (NPLs), and swift recovery rates.
• Quality Loan Applications: Thoroughly appraise loan applications, evaluate collateral/asset valuation, and verify documentation integrity.
• Compliance with Lending Policies: Ensure all loan disbursements strictly adhere to internal underwriting guidelines, statutory lending regulations, and credit policies.

Qualifications & Competencies:

• Full Grade 12 School Certificate.
• Diploma in Sales & Marketing, Banking & Finance, Business Administration , or a related field.
• Minimum of 2 years’ direct experience in a Microfinance Institution (MFI) .
• Proven track record in sales, asset-backed lending, and loan portfolio management.
• Strong analytical, credit risk evaluation, and numerical skills.
• Excellent communication, negotiation, and interpersonal abilities.

How to Apply:

Interested candidates should submit their application following the instructions below:

1. Attach your CV, academic/professional qualifications, and a clear copy of your National Registration Card (NRC) as one single file .
2. The file name MUST follow this format: Name_Position_Location (e.g., JohnPhiri_PortfolioManager_Matero ).

Send your application via email to:

📩 Email: [email protected]

📅 Deadline: 31st October 2026

To apply for this job email your details to [email protected]