Bring your possibility to life! Define your career with us

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

To vet the scanned Loan documents. Capture/update customer details and create loan accounts for onward credit scoring.

Job Description

Loan Processing 90%

• Ensure that all Loans i.e. customer/ Staff loan applications and overdrafts are processed within the agreed SLA for all the branches in your cluster.
• Monitor and manage CRB requests on daily basis
• Bulk SAP Processing and Staff Advances
• SAP reconciliation daily
• Query resolution and other loans queries from Branches
• Management of Skeletal accounts and data sheets
• STO Maintenance upon receiving requests from collections
• Authentication of accounts In credit i.e. UA08 Report-Accounts in credit and Nil Balances
• Reconciliations of suspense accounts for Loan refinancing and Electronic fund transfers
• Authorisations/Dropping of Overdraft
• Ensure all applications received comply with policy guidelines
• Maintain a diary system to ensure that conditions of sanction are compliant with and reviews are done in a timely manner i.e. Staff loans, Cash covered overdrafts etc.
• Monitor clearance of excesses on Staff accounts.
• General Filing.
• Provide daily statistics for Productivity measuring tool.

• Review all Staff applications and conduct a full assessment. Decline any cases that do not meet policy requirement. Escalate cases to supervisor/Credit Operations Manager
• Keep, and sustain a consistent MI showing trends, volumes, TAT, WIP management in your area of operation.
• Any other duties assigned to you by the Manager-Loans, Invoicing and Staff Accounts.

Risk & Control 10%

Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Absa Operational Risk Framework and internal Absa Policies and Standards .

Education
Higher Certificates and Advanced National (Vocational) Certificates: Business, Commerce and Management Studies (Required)